With traditional pensions in decline, it’s up to the individual employee to build retirement savings in a work-based account.
Even small online purchases that are shipped from outside the United States must now pass through customs — and are likely to incur duties.
After age 65, retirees can use HSA funds for any purpose without incurring a penalty.
This article provides 2026 contribution limits for retirement plans and various tax deduction, exclusion, exemption, and threshold amounts.